May 20, 2008

Why use a mortgage broker versus the bank when shopping for a new mortgage


If you are out looking for a new mortgage or want to renew your existing mortgage, there are certain things you should be aware of when visiting the banks. If you are one of those people who think they can negotiate the best mortgage rates by playing one bank off of another, you are only fooling yourself. Let me explain to you how the banks actually work. You will get a much better deal if you are working with someone who does a lot of business directly with a particular bank or mortgage…

Baby Clothes: 7 Money Saving Shopping Tips for New Parent


Perhaps the biggest problem with baby clothes is that they don’t last. Not because they wear out, but because your baby quickly out grows them. It’s important to plan your baby clothes shopping around the growth of your baby. If you don’t, you could be wasting money. Keep in mind these seven tips while you plan your baby clothes shopping: 1. Wear a Larger Size People say babies grow fast, and they’re right about that. You’ll be wasting money if you buy perfect fitting…