September 30, 2008

The Truth About Shopping for Mortgage Rates


With so much lender advertising focusing just on rates, you may not be aware of the importance in choosing an experienced, reliable loan professional who can match you with the appropriate loan program. Good loan officers and mortgage brokers may quote today’s rate when asked, but they will quickly add they need to know more about you to determine the best program for your individual situation. So rather than asking questions, you should be prepared for, in fact looking for, a loan officer who…

Let’s Go Shopping — at Yard Sales!


In some areas they are mostly called garage sales, or rummage sales. Sometimes they are called yard sales. In Britain, I believe they have what they call “car-boot” sales. Whatever the name, it is a fun part of a frugal lifestyle. Here are some of the ways I have found to save money by shopping yard sales. Expecting your first child? Yard sales can be a great place to stock up on necessities. Everything from cribs to rocking chairs to bumper pads, blankets and clothing can be bought at much…